The Department for Work and Pensions (DWP) is urging individuals to explore whether they qualify for a financial support payment that could provide them with hundreds of pounds each month. Employment and Support Allowance (ESA) is available to those under the state pension age who are living with disabilities that significantly impact their ability to work. While new-style ESA is not available to those currently receiving Jobseeker’s Allowance or statutory sick pay, individuals who are on Universal Credit may still be eligible. However, it is important to note that if you qualify for both, your Universal Credit payment will be reduced in line with the ESA amount you receive.
Medical Conditions That May Make You Eligible for ESA
The DWP has outlined a comprehensive list of medical conditions that could potentially qualify an individual for ESA. This extensive list includes a wide range of health issues such as infectious diseases, cancers, blood disorders, metabolic diseases, mental health disorders, and conditions affecting the nervous system. Other qualifying illnesses include those related to the eyes, ears, circulatory and respiratory systems, digestive and skin disorders, musculoskeletal problems, and diseases impacting the genito-urinary system. Furthermore, individuals experiencing complications from pregnancy, congenital conditions, or injuries may also be eligible.
How Much Financial Assistance Could You Receive?
Recent updates to ESA payment rates have slightly increased the financial assistance available to claimants. Single individuals now receive £92.05 per week, while couples receive £144.65 per week. As payments are issued every two weeks, this equates to £184.10 for single claimants and £289.30 for couples. For those placed into the Support Group meaning they are not required to seek employment due to the severity of their conditions there is an additional payment of £48.50 per week. Support Group members now receive £140.55 weekly if single, or £193.15 for couples.
Additional Premiums Can Boost Income Further
ESA claimants who qualify based on income may also be eligible for additional premiums, such as the severe disability premium, enhanced disability premium, or carer premium. However, those receiving income-related ESA have been advised that this form of the benefit is being phased out. The DWP is gradually transitioning recipients of legacy benefits to Universal Credit, with all Migration Notices expected to be issued by the end of 2025. Income-related ESA will officially come to an end by April 2026.
New-Style ESA Will Continue Beyond Legacy Benefit Changes
While income-related ESA is being discontinued, those who qualify for New-Style ESA will not be affected by the migration to Universal Credit. New-Style ESA remains available for individuals who have contributed sufficiently to National Insurance over the past two or three years. As such, those eligible can continue to access this important support without interruption despite the broader changes in the welfare system.
Simple Application Process for ESA Support
Applying for ESA has been made straightforward by the DWP. Applications can be completed online or over the phone by calling 0800 055 6688. Applicants must be prepared to provide essential information including their National Insurance number, bank account details, the contact information for their doctor, and, if applicable, a ‘fit note’ certifying their inability to work for more than seven consecutive days. Additional documentation may be required if the applicant is currently working or has been receiving statutory sick pay.
Assessment Period and Payment Backdating Explained
During the initial phase of an ESA application, claimants are placed on the ‘assessment rate’ for a maximum of 13 weeks while their eligibility is determined. The weekly assessment payment is £72.90 for those under 25 and £92.05 for those aged 25 and above. If a positive decision is made after the assessment period, claimants may also be entitled to backdated payments, ensuring that they do not lose out financially during the evaluation process.
Ensuring Financial Stability Through ESA in Challenging Times
Employment and Support Allowance provides a critical financial safety net for individuals struggling with health issues that affect their capacity to work. As welfare policies evolve, understanding eligibility requirements and securing available support has never been more important. The DWP continues to encourage eligible individuals to make timely applications to ensure they receive the assistance they deserve.